Paid for a Roof That Never Came: Texas Court Orders Rubinsky Roofing and Its Owner to Pay $1.5 Million in Penalties

Published Oct. 15, 2026. Case statuses are current as of that date.

After a hailstorm, a roofer who knocks on the door, offers to handle the insurance claim and asks for the check can look like a lifesaver. Texas Attorney General Ken Paxton says customers of one Dallas-area roofing company paid, sometimes with their insurance money, and then waited months for work that never started.

On Oct. 5, 2026, a Collin County district court entered a final default judgment and permanent injunction against Rubinsky Roofing, LLC and its owner, Gilad Rubinsky, finding them liable for 27 violations of the Texas Deceptive Trade Practices Act (DTPA). Five of those violations involved consumers 65 or older [1][2].

Status note: This is a civil consumer-protection case, not a criminal one. No criminal charges have been reported. The judgment is a "no-answer" default: the court found that neither defendant answered the lawsuit, so the state's factual allegations were treated as admitted. The judgment says it is final and appealable [1].

How the scheme worked, according to the state

The attorney general sued on May 19, 2026. According to the office's announcement of that lawsuit [3]:

1. The pitch. Rubinsky Roofing, founded in 2018 and working mainly in the Dallas-Fort Worth area, advertised roof repair and replacement often tied to insurance-funded storm damage claims.
2. The pressure. The state alleged "predatory and confusing sales practices," including repeated calls and texts, high-pressure sales tactics and misleading statements about whether roofs needed work.
3. The payment. After signing contracts and collecting payments, including insurance proceeds, the company allegedly delayed projects for months, gave repeated excuses, or did not do the work.
4. The examples. One consumer allegedly paid more than $24,000 for a roof replacement that was never performed. Another reported that the company collected a $10,000 insurance check and abandoned the project for months. One said the company imposed hidden breach-of-contract fees of about $7,500.

The state said about $500,000 in paid roofing work was never completed, and that the Better Business Bureau reportedly revoked the company's accreditation in January 2026 [3].

The court's judgment found the defendants made false or misleading statements about roofing services and the need for repairs, took payment and failed to begin or finish work, and failed to disclose whether they could do the job. It called defrauding consumers, including those 65 or older, out of insurance or personal funds "particularly serious" [1].

What the court ordered

Under the judgment in State of Texas v. Rubinsky Roofing, LLC and Gilad Rubinsky, Cause No. 429-03480-2026 (429th District Court, Collin County) [1]:

• Civil penalties of $1,520,000: $10,000 for each of 27 violations, plus $250,000 for each of the five violations involving older consumers, split $760,000 each between the company and Gilad Rubinsky.
• A $500,626.64 restitution account, to be funded within 30 days. The defendants remain liable if valid claims exceed that amount.
• A customer list within 30 days showing who paid, how much, and whether work was finished.
• $53,440 in attorney's fees to the state.
• A permanent injunction barring false claims that a roof needs work, taking payment without intending to perform, and misrepresenting fees. Future Texas contracts must include start and completion dates.

Paxton said: "This legal victory will help repay victims of Rubinsky Roofing's lies and predatory sales tactics" [2].

The defendants

• Rubinsky Roofing, LLC (Dallas), roofing company; liable under the civil default judgment [1].
• Gilad Rubinsky, director and managing member; liable under the same judgment. His age and city were not given in the records we reviewed [1].

We found no public response from the defendants. The court record shows they did not answer the lawsuit.

Red flags of a roofing or storm-repair scam

• A contractor who pushes hard, calls and texts repeatedly, or insists your roof must be replaced right away.
• Requests to sign over your insurance check, or to pay most of the cost before work starts.
• No start or completion date in the contract.
• Repeated excuses and delays once money has changed hands.
• Surprise "breach of contract" fees for canceling.

What to do if you're targeted

1. Get more than one estimate and check reviews, complaints and licensing before signing.
2. Pay in stages tied to completed work; avoid large upfront payments.
3. Talk to your insurer before endorsing any insurance check to a contractor.
4. Keep everything: contracts, receipts, texts and photos.
5. Rubinsky customers: under the judgment, the attorney general's Consumer Protection Division will notify affected consumers after receiving the company's customer list, and claimants will have 90 days after notice to submit documentation [1][2].
6. Report problems to the Texas attorney general's consumer protection division and to the FTC at ReportFraud.ftc.gov.

Case status (as of Oct. 15, 2026)

Defendant	Court	Status as of Oct. 15, 2026	Source
Rubinsky Roofing, LLC	429th District Court, Collin County, Texas (No. 429-03480-2026)	Civil: final no-answer default judgment and permanent injunction signed Oct. 5, 2026; liable for 27 DTPA violations; $760,000 penalty share; restitution account ordered	[1], [2]
Gilad Rubinsky	Same	Civil: liable under the same default judgment; $760,000 penalty share; enjoined. No criminal charges reported	[1], [2]

Statuses can change. Civil judgments can be appealed or reopened.

Sources

1. State of Texas v. Rubinsky Roofing, LLC and Gilad Rubinsky, Cause No. 429-03480-2026, 429th District Court, Collin County, Texas, "Final Judgment and Permanent Injunction," signed Oct. 5, 2026 (posted by the Texas Attorney General). https://www.texasattorneygeneral.gov/sites/default/files/images/press/Rubinsky%20R.pdf
2. Office of the Texas Attorney General, "Attorney General Ken Paxton Secures Repayment for Texans Who Were Scammed by Rubinsky Roofing Company," Oct. 8, 2026. https://www.texasattorneygeneral.gov/news/releases/attorney-general-ken-paxton-secures-repayment-texans-who-were-scammed-rubinsky-roofing-company
3. Office of the Texas Attorney General, "Attorney General Ken Paxton Sues DFW Area Roofing Company for Scamming Customers and Targeting Texans," May 19, 2026. https://www.texasattorneygeneral.gov/news/releases/attorney-general-ken-paxton-sues-dfw-area-roofing-company-scamming-customers-and-targeting-texans

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