Eight Charged in SDNY Bank Fraud Case Accused of Recruiting Account Holders on Social Media to Cash Fake Checks

Published Oct. 22, 2026. Case status is current as of that date.

Someone you met online asks to borrow access to your bank account. Federal prosecutors in New York say requests like that were at the center of a multimillion-dollar scheme run in part over social media, in which recruits' accounts were allegedly used to deposit fake checks and U.S. Treasury notes and the money was pulled out before the banks caught on.

On Oct. 21, 2026, the U.S. Attorney's Office for the Southern District of New York announced the unsealing of an indictment charging eight people from the Bronx, Mount Vernon and Yonkers with bank fraud and conspiracy to commit bank fraud [1].

Important: All eight defendants have been charged, not convicted. "The charges contained in the Indictment are merely accusations, and the defendants are presumed innocent unless and until proven guilty," the U.S. Attorney's Office said [1].

Status: Indicted. Seven defendants were expected to be arraigned on Oct. 21 before U.S. Magistrate Judge Andrew E. Krause; the eighth, Reheem Anderson, is to be arraigned later. The outcome of the arraignments is not yet public (status pending).

Who is charged

According to the U.S. Attorney's Office [1], the indictment charges:

• Jeshon Bingham, a/k/a "Jay," a/k/a "Glizzy," 24, of the Bronx
• Rupertt Sherrir, a/k/a "Rupert Sherrier," a/k/a "RJ," a/k/a "Mr. Bag Different," 26, of the Bronx
• Floyd Forrest, a/k/a "Wild Apache Jr.," 27, of Mount Vernon
• Reheem Anderson, a/k/a "Dirt," 23, of Mount Vernon
• Mikhail Davis, a/k/a "Mickey," 31, of the Bronx
• Juzan Spence, a/k/a "Juju," a/k/a "Roddy," 31, of the Bronx
• Chavaughn Boothe, a/k/a "Quenga," 32, of Yonkers
• Michelle Hylton, a/k/a "Michii," 33, of the Bronx

Each is charged with conspiracy to commit bank fraud and bank fraud. Each charge carries a maximum sentence of 30 years in prison; any sentence would be set by a judge [1].

How the scheme allegedly worked

According to the indictment, as summarized by prosecutors, from at least 2022 until the indictment was filed, the defendants and others "defrauded various national financial institutions of millions of dollars" [1]. The alleged steps:

1. Recruiting account holders. The defendants allegedly "recruited people over social media and other means to provide members of the conspiracy with access to their bank accounts."
2. Depositing fake paper. They then allegedly used those accounts "to deposit fraudulent financial instruments such as checks and U.S. treasury notes."
3. Withdrawing fast. The money was allegedly withdrawn "before the banks were able to determine the counterfeit nature of the financial instruments."
4. Coordinating online. Prosecutors say the defendants discussed the conspiracy on social media and in messaging apps, sharing "pictures of fraudulent checks, locations of bank branches, and the personal identifying information of others."

"The defendants here allegedly sought to use social media platforms to recruit members of the conspiracy and victims, and misused those platforms to facilitate the multi-million-dollar fraud," U.S. Attorney Jamie McDonald said [1].

The case was investigated by the FBI's Westchester Safe Streets Task Force and the Westchester County District Attorney's Office, with help from Mount Vernon police and New York State Police, and is being handled by the office's White Plains Division [1].

Why this matters to ordinary account holders

Prosecutors describe the people recruited over social media as both conspiracy members and victims [1]. The release does not say how many account holders were recruited, how much each was paid, or whether any of them have been charged. We are not suggesting that anyone who shared an account in this case committed a crime.

What the case does show is how this kind of scheme generally works. When a deposited check or note turns out to be counterfeit, the bank reverses it, but the cash has already left the account. The account holder can be left with a negative balance, a closed account and questions from the bank about why their account was used.

Red flags

• Social media posts or DMs offering money for "using" your bank account, your debit card, or your online banking login.
• Someone offering to deposit a check into your account and asking you to withdraw cash or send part of it back right away.
• Pitches built around government paper, like a "U.S. Treasury note," that you are told to deposit.
• Requests for your PIN, password or one-time security codes from anyone who isn't your bank.
• Pressure to act fast before the bank "clears" a deposit.

What to do if you're targeted

1. Don't hand over account access. No legitimate job or side hustle needs your banking login, debit card or PIN.
2. If you already shared access, call your bank using the number on the back of your card, change your passwords and ask the bank to review recent deposits and withdrawals.
3. Don't withdraw or forward money from a deposit you didn't earn, even if the person says it has "cleared."
4. Report it to the FBI's Internet Crime Complaint Center at ic3.gov [2] and to the FTC at ReportFraud.ftc.gov [3].
5. Report the account or post to the social media platform where you saw the offer.

Case status (as of Oct. 22, 2026)

Defendant	Court	Status as of Oct. 22, 2026	Source
Jeshon Bingham, 24, Bronx	U.S. District Court, S.D.N.Y. (White Plains)	Indicted (bank fraud conspiracy, bank fraud); arraignment expected Oct. 21, outcome not yet public; presumed innocent	[1]
Rupertt Sherrir, 26, Bronx	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]
Floyd Forrest, 27, Mount Vernon	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]
Reheem Anderson, 23, Mount Vernon	S.D.N.Y.	Indicted; to be arraigned at a later date; presumed innocent	[1]
Mikhail Davis, 31, Bronx	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]
Juzan Spence, 31, Bronx	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]
Chavaughn Boothe, 32, Yonkers	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]
Michelle Hylton, 33, Bronx	S.D.N.Y.	Indicted; arraignment expected Oct. 21; presumed innocent	[1]

Statuses can change. Those not convicted are presumed innocent.

Sources

1. U.S. Attorney's Office, Southern District of New York, "Eight Defendants Charged In Multimillion-Dollar Fraud Scheme," Oct. 21, 2026 (redacted indictment attached to release). https://www.justice.gov/usao-sdny/pr/eight-defendants-charged-multimillion-dollar-fraud-scheme
2. FBI Internet Crime Complaint Center (IC3) (accessed Oct. 22, 2026). https://www.ic3.gov/
3. Federal Trade Commission, ReportFraud.ftc.gov (accessed Oct. 22, 2026). https://reportfraud.ftc.gov/

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