Delaware AG's Civil Complaint Alleges Roofer's 'Free Inspection' Form Was a Binding Contract With a Penalty

Published Oct. 29, 2026. Case statuses are current as of that date.

A roofer knocks on your door and offers a free inspection. All you have to do is sign a form. Delaware's Attorney General alleges in a civil complaint that for customers of one roofing company, that signature was a binding contract, and backing out could cost a third of the estimate. The company and its owners have not been found liable.

On Oct. 27, 2026, Attorney General Kathy Jennings announced that the Delaware Department of Justice's Consumer Protection Unit had filed an administrative complaint against Mastercraft Contracting, LLC and its principals, Majid Sefiane (also known as Michael Strong) and David Caprario [1]. The complaint, dated Oct. 20, 2026, accuses them of violating Delaware's Consumer Fraud Act and Deceptive Trade Practices Act, and accuses the company and Sefiane of violating the state's Home Solicitation Sales Act [2].

Important: This is a civil administrative case, not a criminal one. The allegations have not been proven. As the Attorney General's office noted, "The respondents are entitled to a hearing, and their liability for the allegations in the administrative complaint will be determined by an Administrative Hearing Officer under Delaware law" [1].

How the scheme allegedly worked

According to the administrative complaint [2]:

1. Door-to-door pitch. Mastercraft, founded in 2020, sells roofing and other construction work mainly through door-to-door visits and has contracted with hundreds of Delaware consumers. The complaint says neither Sefiane nor any Mastercraft associate obtained the door-to-door salesperson ID card Delaware law requires.
2. "Free inspection." Sefiane or another associate routinely told homeowners they had to sign a form just to authorize a roof inspection, often calling it a "free inspection" or "free estimate," and sometimes wrote "free inspection" on the form. Other times, homeowners were told the form only allowed Mastercraft to talk to their insurance company.
3. The fine print. That form, which the complaint calls the "Initial Agreement," was, the state alleges, a binding contract requiring the homeowner to use Mastercraft. Terms on the back said that if insurance covered part of the estimate (often more than 50%), the homeowner could not cancel. Canceling anyway would make them liable for one-third of the estimate, regardless of how much work had been done.
4. Threats and lawsuits. When homeowners decided not to go ahead, often after their insurer approved less work than Mastercraft had suggested, the respondents allegedly used threats and lawsuits to collect, often when Mastercraft had done no work on the home. In one case, the complaint says, they threatened to file a lien and to contact real estate agents and the homeowner's insurer.
5. A second contract. If insurance approved a claim, Mastercraft required a second "lockdown contract" with its own cancellation clause: all costs plus 25% of the contract price.
6. A borrowed logo. From at least 2021 until recently, Mastercraft's contracts displayed the Better Business Bureau logo next to the words "Licensed" and "Insured," and its website said it was "accredited." The complaint says Mastercraft has never been BBB-accredited.
7. No cancellation notice. Delaware law gives door-to-door buyers three days to cancel and requires a written "Notice of Cancellation." The complaint says Mastercraft didn't provide one or tell consumers about that right.

What the courts have already said

The complaint says that since 2020, the respondents have filed at least 16 lawsuits against Delaware consumers seeking one-third of the estimate, and none has succeeded on the merits [2]. In one case, Mastercraft told the Justice of the Peace Court it had paid at most $290 to a third party for an inspection, in addition to time and money spent working on an insurance claim, and sought $7,089 in liquidated damages.

In June 2024, after bench trials, a Justice of the Peace dismissed two Mastercraft suits. According to the complaint, she called the cases "remarkably similar," found it "preposterous" that the company treated the cancellation clause as liquidated damages rather than a penalty, and said she was "disheartened at [Mastercraft's] seemingly predatory behavior" [2]. The complaint also says the Consumer Protection Unit warned Mastercraft by letter in January 2022.

Who is named and their status

According to the complaint [2]:

• Mastercraft Contracting, LLC, a Delaware company founded in 2020.
• Majid Sefiane, also known as Michael Strong, a Delaware resident, co-owner and principal, primarily responsible for sales. The complaint says he has been in roofing, construction, commercial collections and other businesses in Delaware since at least 1994.
• David Caprario, a Florida resident, co-owner and principal, primarily responsible for managing jobs. He is named in four of the eight counts.

The state is asking the hearing officer to order the respondents to stop the alleged practices, to pay civil penalties of $5,000 per violation of the Consumer Fraud Act and of the Deceptive Trade Practices Act, and to pay restitution to harmed consumers. It also seeks fines against Mastercraft and Sefiane for door-to-door ID violations [2]. The action follows a May 2026 Superior Court filing to enforce a subpoena against Mastercraft [1]. No hearing outcome has been reported (status pending), and we did not find a public response from Mastercraft, Sefiane or Caprario.

"Contractors shouldn't turn that vulnerability into a sales trap, weaponize fine print, or bully Delawareans with frivolous lawsuits," Jennings said [1].

Red flags

These are general warning signs of this kind of scheme; not every one is alleged in this case.

• A door-to-door roofer who says you must sign something before a "free" inspection.
• Long terms on the back of a one-page form.
• No salesperson ID or written three-day cancellation notice.
• Talk of "working with your insurance" before you've chosen a contractor.
• Logos or "accredited" claims you can't verify.

What to do if you're targeted

1. Don't sign anything for an inspection. A real free inspection doesn't need a contract.
2. Read both sides of any form and ask for a copy before the salesperson leaves.
3. Use your cancellation right. For door-to-door sales, Delaware law gives you three days to cancel.
4. Check claims yourself on the BBB's website and your state's licensing lookup.
5. Report it. Delaware homeowners can file a complaint at attorneygeneral.delaware.gov/fraud/cmu/complaint/ [1]. Elsewhere, contact your state attorney general or the FTC at ReportFraud.ftc.gov.

Case status (as of Oct. 29, 2026)

Respondent	Forum	Status	Source
Mastercraft Contracting, LLC	Delaware DOJ administrative proceeding (Administrative Hearing Officer)	Administrative complaint filed (dated Oct. 20, 2026; announced Oct. 27); civil, allegations unproven; hearing pending	[1] [2]
Majid Sefiane (a/k/a Michael Strong), Delaware	Same	Named respondent (Counts I–VIII); allegations unproven; hearing pending	[2]
David Caprario, Florida	Same	Named respondent (Counts II, III, IV, VI); allegations unproven; hearing pending	[2]

Statuses can change.

Sources

1. Delaware Department of Justice, "AG Jennings' Consumer Protection Unit moves to stop predatory home-improvement tactics by Mastercraft Contracting," Oct. 27, 2026. https://news.delaware.gov/2026/10/27/ag-jennings-consumer-protection-unit-moves-to-stop-predatory-home-improvement-tactics-by-mastercraft-contracting/
2. Delaware Department of Justice, Consumer Protection Unit, "In the Matter of Mastercraft Contracting, LLC, Majid Sefiane, and David Caprario," Administrative Complaint, Oct. 20, 2026. https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2026/10/2026.10.20-CPU-In-The-Matter-of_MasterCraft-Contracting-et-al-Administrative-Complaint_redactions.pdf

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