What happened
Germany's financial regulator BaFin published a warning dated 11 November 2026 about the website lilac-holdings.com. BaFin says the site offers financial, securities and crypto-asset services without the required permission. The operators present themselves as Lilac Capital Limited or Lilac Capital LLC, giving Manchester, United Kingdom as their seat, and the website shows a company number under which the real Lilac Capital Limited is registered at Companies House. BaFin says it has no indication that the real Lilac Capital Limited has any connection to the website or the services offered under its name, and that this is presumably identity theft against that company. BaFin says information on whether a company is authorised can be checked in its company database, and that the warning is based on section 37(4) of the German Banking Act (KWG).
How the scam works
Unlicensed investment, deposit and loan websites, and emails that misuse a real bank's name, are designed to look like ordinary financial products. Once money is sent, it is often moved quickly and is difficult to recover. BaFin's warning means the named site or sender is not authorised to offer those services in Germany. A UK or other company number, a professional looking site or a familiar bank brand in an email address is not a licence. Check a firm in BaFin's company database, and do not send money, documents or login details in response to this kind of approach.
BaFin says lilac-holdings.com offers financial, securities and crypto-asset services without permission, and that the operators present themselves as Lilac Capital Limited or Lilac Capital LLC of Manchester. A UK company of that name appears at Companies House, but BaFin has no indication that the real company is connected to the site and suspects identity theft at the company's expense. Lilac Capital Limited was named without its involvement. BaFin issued several other unauthorised-offer warnings on the same day, including davoripro.com, hanseanlage.com / hanseartesep.com, kapitum.com and emails from @santander-finance-europe.de.
Source
German Federal Financial Supervisory Authority (BaFin) warning, 11 November 2026: https://www.bafin.de/SharedDocs/Veroeffentlichungen/DE/Verbrauchermitteilung/unerlaubte/2026/meldung_2026_11_11_lilac-holdings.html
