BaFin warns of "home office" admin jobs on sgg-beratung.de that move third-party money
BaFin warns that home-office admin jobs on sgg-beratung.de ask recruits to receive and forward third-party money, activity that requires authorisation and may involve criminal proceeds.
- First reported
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Source: bafin.de · published
What happened
On 5 November 2026 Germany's financial supervisor BaFin warned against job offers advertised as Verwaltung Homeoffice roles on sgg-beratung.de and in Telegram chats. According to BaFin, the work consists of receiving third-party payments into one's own domestic bank account and then forwarding them or exchanging them into crypto on instruction. BaFin says the money paid into those accounts presumably comes from people or companies who are themselves victims of criminal, especially fraudulent, acts.
How the scam works
BaFin explains that transferring and exchanging funds in this way is an activity that requires authorisation or a licence. It has previously warned about similar roles that were often described as Treuhandassistent work. Taking part can expose the job seeker to criminal investigation as a money mule, even if they believed the work was legitimate administration.
BaFin advises checking its company database before accepting financial work of this kind, and not to make one's personal account available for third-party payments. Anyone who has already received such funds should stop immediately, keep records of instructions and transfers, and contact their bank and the police. The warning is published by BaFin; scammers.com has summarised it and not independently verified the underlying job ads beyond BaFin's description.
Money-mule recruitment is frequently framed as flexible home-office admin work with above-average pay for little skill. The moment the job requires your personal IBAN to receive strangers' money, it has crossed into regulated payment activity and likely criminal proceeds. BaFin's repeated Treuhandassistent warnings are about that pattern. Saying no at the recruitment stage is far safer than trying to unwind transfers later.
Source
BaFin consumer warning on sgg-beratung.de job offers, 5 November 2026. Not independently verified by scammers.com.
Red flags
- A home-office admin job that requires receiving other people's money into your bank account.
- Instructions to forward funds or convert them to crypto.
- Recruitment through Telegram chats as well as a website.
- Pay or bonuses tied to how much money you move.
- An employer that cannot show BaFin authorisation for payment services.
If you were targeted
- 1Do not accept jobs that require receiving third-party payments into your personal account.
- 2Check BaFin's company database before taking financial work.
- 3If you already received funds, stop, keep records and contact your bank and the police.
- 4Be wary of Verwaltung or Treuhandassistent ads that arrive via Telegram.
- 5Report suspicious job offers to BaFin.