HKICL warns fake FPS 'Buyer Online Protection' site fasterpaymentsystemfps.xyz
Hong Kong Interbank Clearing (HKICL) warns that fasterpaymentsystemfps.xyz is a fake "Buyer Online Protection" site for FPS payments that collects ID documents and bank details.
- First reported
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Source: hkma.gov.hk · published
What happened
Hong Kong Interbank Clearing Limited (HKICL), in a notice published via the HKMA on October 14, 2026, warned of a fraudulent website at fasterpaymentsystemfps.xyz purporting to be from HKICL. HKICL says the site has no affiliation with it or any of its business. HKICL was impersonated, not involved.
HKICL says the fraudulent site may use many combinations at the end of the link.
How the scam works
The site imitates a "Buyer Online Protection" service for payments made over Hong Kong's Faster Payment System (FPS), offering refunds to buyers, unauthorised-transaction reporting and transaction support.
It tries to get users to hand over ID document numbers and ID photos with their phone number for "real name verification" to receive a cash reward, and asks for bank name, account number and account holder's name to top up and withdraw from a virtual wallet on the platform. It then directs users to a fraudster posing as customer service.
HKICL says it does not provide FPS services directly to individuals or contact members of the public proactively in usual circumstances. Its genuine websites are www.hkicl.com.hk and fps.hkicl.com.hk.
Source
HKMA scam alert republishing HKICL's notice (October 14, 2026).
Red flags
- "Buyer protection" or refund services claiming to be part of FPS.
- Requests for ID photos and bank account details to receive a reward.
- A "customer service" agent you are passed to after filling in a form.
If you were targeted
- 1Don't enter ID or bank details on the site.
- 2Check any message claiming to be from HKICL by calling its general line on 2533 1111.
- 3If you think you've been defrauded, report it to the Police promptly.