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HKICL warns fake FPS 'Buyer Online Protection' sites systemfps.sbs and hksystemfps.sbs, plus phish fps-hkpay.net

On 22 October 2026 Hong Kong Interbank Clearing Limited (HKICL), in a notice published on the Hong Kong Monetary Authority's scam alert page, warned of two types of fraudulent websites purporting to be from HKICL. Typ…

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Source: hkma.gov.hk · published

Illustration: Phishing, texts and email scams

What happened

On 22 October 2026 Hong Kong Interbank Clearing Limited (HKICL), in a notice published on the Hong Kong Monetary Authority's scam alert page, warned of two types of fraudulent websites purporting to be from HKICL. Type 1, systemfps.sbs and hksystemfps.sbs, imitate a 'Buyer Online Protection' service for FPS payments offering buyer refunds, unauthorised-transaction reporting and transaction support; they try to trick users into giving their personal document number, ID photo and phone number for 'real name verification' to get a cash reward, and their bank name, account number and account holder name to top up and withdraw money from the platforms' virtual wallet, and direct users to a fraudster posing as customer service. Type 2, fps-hkpay.net, tries to trick users into giving away login credentials. HKICL says the sites have no affiliation with it and that it does not provide FPS services directly to individuals or contact them proactively; its genuine sites are hkicl.com.hk and fps.hkicl.com.hk (impersonated, not involved). HKICL urges anyone who suspects they are a victim to report to the Police.

How the scam works

The Faster Payment System (FPS) is widely used in Hong Kong for buying and selling online, which makes 'buyer protection' a believable story. In scams of this type, a supposed buyer or customer service agent sends a link and says the seller or buyer must verify their identity or activate protection before payment can be received or refunded. The fake platform then collects identity documents, phone numbers and bank account details, and may ask the victim to 'top up' a wallet to unlock funds, money that is then lost. The second site copies a login page to collect credentials.

HKICL says it does not provide FPS services directly to members of the public or contact individuals proactively under usual circumstances. Anyone who receives a call or message claiming to be from HKICL can call HKICL's general line on 2533 1111 to verify it. HKICL is impersonated, not involved.

Source

Hong Kong Interbank Clearing Limited via the Hong Kong Monetary Authority, "HKICL alerts public of fraudulent websites" (published 22 October 2026).

Red flags

  • A link to an FPS 'Buyer Online Protection' page sent during an online sale.
  • Requests for your ID number, ID photo and phone number for 'real name verification' with a cash reward.
  • Instructions to top up a virtual wallet before you can withdraw money.
  • A website that isn't hkicl.com.hk or fps.hkicl.com.hk.
  • A 'customer service' contact pushed on you by the website.

If you were targeted

  1. 1Don't enter personal, bank or login details on systemfps.sbs, hksystemfps.sbs or fps-hkpay.net.
  2. 2Remember HKICL doesn't provide FPS services directly to individuals or contact them proactively.
  3. 3Verify any call or message claiming to be from HKICL on its general line, 2533 1111.
  4. 4If you gave bank details or paid money, contact your bank immediately.
  5. 5Report the matter to the Hong Kong Police.
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