What happened
Germany's financial regulator BaFin published a warning dated 13 November 2026 about fixed-term deposit offers sent from the email addresses antrag@raisinfestgeld.de and j.tarrant@raisinangebote.com. BaFin says there is a suspicion that the unknown operators conduct banking business without the required permission, and it points to identity misuse of Raisin Bank. The warning is issued under section 37(4) of the German Banking Act (KWG), and BaFin notes that whether a company is authorised can be checked in its company database. The domains raisinfestgeld.de and raisinangebote.com are the ones named by BaFin as used by the senders. BaFin says the offers do not come from the licensed Raisin Bank AG; Raisin Bank is not involved.
How the scam works
Impersonation schemes borrow a trusted name — a school, a police force, a bank, a well-known person or a regulator-registered firm — so that a message, a website or a phone number looks official. The real organisation is not involved and will not ask you to pay, log in or send money through a surprise link or an unlisted number. Look up the official contact details yourself and call or write there. If you have already paid or given personal information, contact your bank and report the incident to the police or your national cyber-crime service.
If a message, a page or a caller creates urgency about money, a login or a legal threat, pause and check the claim through a contact method you already trust. Keep screenshots, reference numbers and the exact addresses or phone numbers you were given, and tell your bank early if money has already left the account. Official brands and authorised firms named in a lure are not involved unless a primary source says otherwise.
Source
Source: https://www.bafin.de/SharedDocs/Veroeffentlichungen/DE/Verbrauchermitteilung/unerlaubte/2026/meldung_2026_11_13_raisin.html
